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Lightstream is better than my credit union or bank when it comes to …LightStream has an A+ rating from the Better Business Bureau. In 2021, Truist Financial, the parent company of LightStream, had 146 complaints related to vehicle loans or leases filed against...The LightStream experience Unsolicited customer comments Recent honors Lending Uncomplicated Only from LightStream Get started * Your loan terms, including APR, may differ based on loan purpose, amount, term length, and your credit profile. Lowest rates require excellent credit.Debt can be scary, but it’s also a fact of life when you run your own business. Small loans provide the capital that new businesses need to invest in their own success. Figuring out which loans are best, however, isn’t always easy.Credit card debt was the most common type of debt borrowers consolidated (68%), followed by other personal loans (27%), medical bills (26%) and payday loans (21%). 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